The Latest Posts

Using Apps to Get the Most Out of Your Bible Study

For years my only real study of the Bible was going to church on Sundays, sitting down in the pew, listening to the half-hour sermon, and calling it a day. Recently, I’ve been wanting
Megan Williams
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Nov, 13

Turn Back-To-School Essentials into an Important Lesson in Financial Literacy

With today’s children growing up in a generation where there are more complex financial product available than ever before, it’s perhaps not surprising that we’re commonly warned that levels of financial literacy are  slipping. While the young struggle to get a grasp of even basic financial matters, their parents are being bombarded by economic factors such as stagnant wages, rising inflation and high levels of household debt that are causing many to struggle financially. One of the biggest financial headaches of the year for many parents is the cost of back-to-school essentials such as school uniform, PE equipment, music equipment, stationery, books and much more. However, rather than simply pulling out your wallet to pay for those items, this could be an excellent opportunity to teach your child a financial lesson and reduce the cost of going back to school. 1. Make a list – One of the first steps in making any back-to-school budget is to think about what your child will need for school and work with them to create an itemised list. Asking them to help you make that list and sticking to your guns about what you intend to spend will teach them that sacrifices need to be made. If they do want additional items then they should contribute themselves.​ 2. Needs vs. Wants – This is the perfect opportunity to introduce your child to the difference between what they need and items they want. Notebooks, pens and a uniform are certainly needs, but brand name school shoes or stylish backpacks are wants. Again, if they want a more expensive alternative then their pocket money can be used to bridge the gap.​ 3. Comparing prices – Back-to-school shopping is an excellent way to teach your child the value of price comparisons. You should check the prices at the major office supply stores, supermarkets and online to show them that research is the only way to make sure you don’t pay over the odds. You can also use this opportunity to teach them about quality and how this can differ with price.​ 4. Let your child handle the money – When it comes to making the purchase, let your child handle the money at the checkout or explain why you’re paying on card. This will also allow you to teach them the importance of keeping the receipt and asking about the returns policy before you buy.​ 5. The importance of timing – One important lesson for children to learn is the impact of seasonality on price and how this can lead to significant changes throughout the year. The price of these items will always be higher in the weeks and days leading up to the start of the school term. However, shopping around for back-to-school items earlier in the year when the demand is less will help you secure the best price. 6. Learn about the four pillars – There are plenty of free online resources that help teach financial literacy and we particularly recommend Wonga’s ‘four pillars’ post to get quickly grab the fundamentals of debt, saving, budgeting and investing.
Megan Williams
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Aug, 19

5 Essential Tools Everyone Should Have

Whether you’re a homeowner or you rent, having proper tools on hand can end up making a big difference in your life. Even for people who don’t classify themselves as “handy,” it’s still imperative
Megan Williams
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Jul, 9

Build Yourself a Path To Oklahoma City to Attend BrickUniverse!

Lego products are so inspiring because they show the epic creations people are able to craft with just tiny bricks. Not only are they tools originally made for children, but they’ve evolved into an
Megan Williams
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Jul, 1

The Best Way To Make Money In The Home

So you’re on the lookout for ways to create money from home… Join the audience! Due to some genius invention known as the world wide web, Americans are finding more and more imaginative tactics
Megan Williams
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Jun, 21

5 Ways to Help Your Child in Elementary School

We tend not to think about it that way, but starting at an elementary school like brilla college prep elementary school is a huge transition for children. They go from a nursing environment to
Megan Williams
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Jun, 13

Three essential benefits to outdoor play

With more and more children spending bigger and bigger slices of their time in front of screens, the benefit of outdoor time in school playgrounds seems to be increasingly axiomatic. Whether its video games,
Megan Williams
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Apr, 11

6 of the most effective study techniques

Make yourself a revision wizard with these simple but effective tips Revision isn’t a natural talent; it’s a skill. And like all skills it takes plenty of practice to master. You’ve had months of
Megan Williams
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Apr, 4

4 Reasons Your School Needs Branded Drawstring Kit Bags

Most schools have games and PE sessions, so students naturally need to bring in their own kit to change in and out of for physical activities. Unfortunately, plenty are simply left to stuff everything
Megan Williams
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Mar, 27

How to study as an adult

You’re never too old to learn. Even as an adult, there is a lot you don’t know and some people believe you never stop learning. Mindvalley believes in lifelong learning and there are a
Megan Williams
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Mar, 18